What Is the Best AI Girlfriend App in 2026? OurDream AI is our top pick: $9.99 a month on the yearly plan buys unlimited chat on its standard models plus image and video credits. Joi AI and Candy follow because their yearly prices dip to about $4 a month. We ranked every platform by what you actually get per dollar.
AI girlfriends are chat companions you shape, talk to and, on most paid plans, see through generated images, video and voice. Unlike general AI chatbots or traditional AI assistants, a dedicated AI girlfriend is built to remember you and stay in character. A good AI girlfriend also tells you what the extras cost.
We sorted this list by value, not by score. That means price per useful feature, the free tier you can test and the credit bills hiding behind headline prices. The right AI girlfriend app depends on what you value more, media or memory, so every entry says who should skip it.
Our Shortlist
Top 10 AI Girlfriend Apps, Ranked by Value
Here are the ten platforms in our order, with the real price of each plan and the catch that comes with it.
We tested each one on its free account first, then on the cheapest paid plan that includes images. We ignored launch hype, user counts and any claim we couldn't see on a plan page. Every entry ends with a pick line and a skip line.
The order is a value ranking, not a verdict on chat quality. Some of the cheapest AI girlfriends here write better than the dearest, and some of the dearest write worse than a free account. Read each entry for the catch before you read the price, because the catch is where the ranking was decided.
If two entries tie on price, the one with the clearer credit rates and the longer free account wins the higher slot. That is why a cheaper plan with a hidden meter sits below a dearer plan with a printed one.
1. : Best Overall AI Girlfriend for Images and Video
OurDream AI costs $19.99 a month, or $9.99 a month on the $119.88 yearly plan. Subscribers get unlimited chat on three standard models and 1,000 DreamCoins a month for images, voice and video. That pairing is why it tops a value ranking.
- Coins are the catch. An in-chat image costs 5, a voice call costs 50 a minute, and one 60-second video costs 1,200, more than a full month's allowance. The free tier is a demo: five messages per character, then blurred replies. We hit that wall within the first few minutes, so judging the writing means paying for a month.
- The character-locked image generation is the reason to pay. A character keeps the same face, hair and build across a long run of pictures, which is rare at this price.
- Group chat suits roleplay, and nineteen voice profiles add range.
- NSFW content and other adult content arrive with Premium, and every account needs an 18+ confirmation.
The math favors the yearly plan. At $9.99 a month, 1,000 coins buy up to 200 images at 5 coins each, about 20 minutes of voice, or less than one 60-second video. On the monthly plan the same coins cost twice as much, so pay yearly on this platform or not at all.
ℹ️ Best for users who want images and video on one bill. Skip it if you mostly want cheap long chats, because the coin meter runs on everything except text. There is no native app, only a browser shortcut, and paid media blurs if you cancel.
2. : Video Clips Priced for Yearly Budgets
Joi AI Premium costs $13.99 a month, $20.99 for three months or $47.99 for a year, close to $4 a month. The monthly plan carries about 1,000 Neurons, 20 images and 5 videos. Yearly billing lifts that to roughly 350 images and 100 videos, so Joi AI is actually cheap per clip.
Neurons are the second bill. Extra media, extra characters and calls all draw on them, and a five-minute call can cost between $24 and $48. The free tier is a demo capped at 115 characters per message, and the lower chat models read generic.
Joi runs six switchable chat models, and the top one, Saturn 7.0, is the reason to subscribe because it holds a scene better than the cheaper models do. Dream Clips is the short-video feature, and image results vary from one request to the next, so budget a few extra Neurons for retries. Mozilla's privacy guide raises no flag against it.
The yearly plan costs about 3.4 months of the monthly one, so it pays for itself in the fourth month. That is the cleanest break-even on this list, and it only matters if you stay. Try the free tier for a week, then buy one month before committing to a year on this platform.
ℹ️ Pick it for short video clips on a yearly budget. Skip it if currency systems annoy you, or if you would rather buy images by the pack.
3. : Lowest Annual Price, With a Token Catch
Candy charges 13.99amonth(9.99 for the first month), $8.99 a month quarterly or $3.99 a month on the $47.88 yearly plan. Premium includes unlimited text chat and 100 tokens.
Free accounts get five messages in total, one custom character and one image, and there is no free trial beyond that. We used all five to check the character's voice before paying. That was enough to judge the tone but not the memory.
Candy AI publishes no token price for images, voice or video, so a media-heavy month costs more than the sticker. Memory is the weak spot. Storylines tend to reset within two or three days, which caps the emotional depth of a long relationship. This AI girlfriend platform runs in a browser, and its privacy policy says little about how long chats are kept.
The visual side is where Candy earns its place, and it is the reason the memory complaint doesn't sink it. The V2 engine's image generation and Live Action video lead the category at this price, and twelve personality presets give roleplay a steady voice across scenes. Deep customization of a character takes minutes, and uncensored messaging works without filter tricks.
The yearly plan equals about 3.4 months at the full monthly rate, and the quarterly plan lands at $26.97. The $9.99 first month is the cheapest way to test whether the chat suits you. Buy that, check the memory, and only then pay for the year.
ℹ️ Pick it for text-first roleplay on a yearly plan. Skip it if you need an AI companion that remembers last week, or if daily voice calls are the plan.
4. : Cheapest Monthly Plan Without a Lock-In
Swipey AI Premium costs $7.99 a month, billed monthly and cancelled in one click. It includes unlimited NSFW AI chat, 200 hearts a month, voice calls billed per minute, character-consistent images and videos up to 60 seconds. It is the cheapest paid plan here that doesn't need a yearly commitment.
The free account is real but small: build a character, browse the swipe-style feed and try basic chat with no card. We built and named one before any card prompt appeared, which is how every free tier should start.
Premium adds 15 relationship levels and Memories. The builder gives you control over your AI's voice, personality and appearance in a couple of minutes, which makes it the fastest setup on this list.
The relationship levels turn chat into an engaging AI girlfriend experience, because the character's tone shifts as you climb them. Billing shows a neutral merchant name, and nothing needs downloading, which keeps the setup private on a shared phone. Swipey's operator is a Cypriot company, and the hearts currency covers video and extra media.
Twelve months at $7.99 comes to $95.88, the same as LoveScape's yearly plan, but Swipey lets you stop after one. That flexibility is worth money if you are unsure. It also means the platform has no lock-in to hide behind, so it has to keep you with the product.
ℹ️ Pick it if you want to shape an AI girlfriend's appearance and pay month to month. Skip it if you plan a video-heavy month, because hearts pay for those and top-ups add up.
Still comparing AI apps?
5. : Video Clips and Reference-Image Control
Secrets AI is one of the few platforms here that makes video clips with audio, 4 to 15 seconds each. Next to that sits an image studio that takes up to five reference images. Paid tiers run from about $10 to about $30 a month: Secrets AI entry price; one review lists Plus at $9.99, another puts Premium at $13 to $20.
Moments, its credit currency, pay for images, clips and voice replies, so heavy media use costs well above the headline price. The privacy policy is thin on regional data rights, and the platform runs only in a browser.
That makes it a tool for people who care what a scene looks and sounds like more than how long the chat runs. Clips run 4 to 15 seconds, so a scene is a short loop rather than a film. Reference images keep a fictional character's look steady between scenes, and the video audio is the difference from most rivals here.
Because the entry price is unclear, buy the lowest tier for one month and watch how fast Moments drain on clips. Video with audio is the costly feature, and it is the reason to be here. Text-first AI girlfriends on a cheaper platform give you more chat for the same money.
ℹ️ Pick it for video and image control, and only if you will use both every month. Skip it if you want a cheap chat-only plan, because the credit system is built around media.
6. : Biggest Character Library, Pricey Upper Tiers
GPTGirlfriend pairs a 25,000-plus community library with a deep builder, backstory included, and puts chat, voice and images in one window. A free account gets 20 messages a day. The entry paid plan is about $15 a month, or $12 on yearly billing, and the better tiers climb past $40.
Coins pay for images, and image quality is inconsistent. The free account feels thin, and its data retention policy is unstated, though the owning entities are listed openly. Chat holds context well inside long scenes. The 20 free messages reset daily, which suits slow, character-by-character testing better than a one-evening binge.
The library is the draw. We spent the free messages browsing community characters before building one, and it works as a cheap way to test writing styles. A virtual girlfriend here is a project more than a product. Roleplay works best once you write the backstory, because the best results come from characters that were given a long one.
Yearly billing saves $36 over twelve months of the $15 plan, which is the smallest annual discount on this list. The upper tiers are where the value falls off, since coins pay for images on top. Most AI girlfriends here give you a trial; this one gives you 20 messages a day as the real test.
ℹ️ Pick it if you enjoy testing community characters before building your own. Skip it if coin spending on images would annoy you.
7. : Cheap Yearly Entry, Memory Costs Extra
LoveScape AI Premium runs $19.99 a month, $12.99 a month on a three-month plan or 7.99amonthbilledyearly(95.88). It includes 600 chips a month for images, video and voice messages, across a library of 350,000 characters aimed at romantic AI roleplay.
Advanced memory sits a tier higher, on Creative PRO at $24.99 a month billed yearly. The $399.60 Ultra plan is sold as lifetime. Refunds are narrow, there is no official app, and copycat sites use the name, so type the address yourself.
A free account mostly lets you build a character, so the writing is hard to judge before paying. Chips drain quickly if you ask for pictures often, which is why the yearly rate matters more here than on most platforms. A library of 350,000 characters also means more browsing than chatting in the first week.
Twelve months of Premium at the monthly rate costs $239.88, so the $95.88 yearly plan cuts the bill by 60 percent. That is the biggest yearly discount here, and the reason this platform ranks seventh instead of lower. The three-month plan, at $12.99 a month, is a safer middle step, but set a reminder before it renews because refunds are narrow.
ℹ️ If you want a girlfriend experience built around story, start with LoveScape AI on yearly Premium. Skip it if refunds, a native app or cheap memory matter to you.
8. : Strong Video Tools, Highest Entry Price
Xotic AI sells one paid plan, Ultimate, listed around €24.99 a month with cheaper yearly billing : Xotic AI current plan prices; reviews list €24.99, $7.49 and $15 tiers]. A subscription includes 1,000 XOT credits per cycle. Free accounts get five messages a day on the free model and one custom character.
XOT pays for media: about 50 for an image and 250 for a five-second video. Lip-synced video and avatar calls make it feel like an AI companion rather than a text box, and they are the draw. The two chat models, Ivy and Selene, handle the writing.
The avatar call is the feature nobody else on this list matches, and it is what the price pays for. The terms list payments as final and non-refundable, so judge the writing on the free tier before you commit.
At roughly 50 credits an image and 250 for a short video, 1,000 XOT credits buy 20 images or four clips. That is a thin month for the highest entry price on the list, which is why it ranks eighth for value even though its video tools are strong.
ℹ️ Pick it if lip-synced video and calls justify the price. Skip it if you want a cheap trial, because free means five messages a day and no media.
9. : Most Generous Free Account, Pricey Paid Plan
GoLove AI gives free accounts uncapped text chat with no card, memory that spans weeks and free voice clips. The paid plan is a single tier: $19.99 a month, or about $9.99 a month yearly. The monthly plan includes 50 images and 10 videos, and yearly billing doubles both.
More than 350 ready-made characters and group scenarios cover roleplay, but the custom character creator is not live yet. Video works only on select characters. The privacy wording contradicts itself between pages, so read the privacy policy before you pay.
It is the best free option for casual chat. Among platforms available today, almost every one is free to start, and almost none stays useful once the free messages run out. A free experience that does not end after five messages is why GoLove ranks here despite the $19.99 monthly price. You can judge the whole chat product without paying anything.
Yearly billing halves the monthly price and doubles both media allowances. On paper that cuts the cost per image from about 40 cents to about 10. Because the free account already covers chat, the yearly plan only makes sense if you will generate video every month.
ℹ️ Pick it for the free account and stay there, since that is where the platform is strongest. It was the only platform where we kept chatting past the first evening without hitting a wall. Upgrade only for the video allowance, and compare free features before you pay for your first AI companion.
10. : Adult-First Builder, Murky Pricing
GetHarder is an adult-first builder: you design a character's looks and personality, then chat, generate NSFW images, make video and hear voice replies. List prices run $19.99 monthly, $44.99 quarterly and $119.99 yearly, each with 100 tokens a month : GetHarder current prices; exit pop-ups reportedly cut the yearly plan to $105.99.
The free account is a restricted demo: a daily text allowance, locked voice and blurred images. Because the price changes depending on which screen you see, screenshot the plan before you pay. A restricted free tier also means you can't judge the writing until you do.
Adult content is the point here, not an add-on, which makes the product clear about what it is. That clarity doesn't extend to billing, and the lowest score on this list reflects it.
The quarterly plan works out to $15 a month, while the yearly list price halves the monthly rate to about $10. Every plan includes the same 100 tokens, so you pay for the commitment, not for more product. If a pop-up shows a different price, screenshot it and compare it with the plan page.
ℹ️ Pick it if you want the most direct adult builder on this list. Skip it if you want clear pricing or a free trial worth the name.
AI Girlfriend App Comparison: Prices and Features
The table shows two scores out of 10. Value score sets the order: it weighs price per useful month, free-account honesty, credit clarity and included media. Rating is the product score from each brand's review, so it can differ from the rank. Yearly prices are monthly equivalents and need upfront payment.
| Tool | Value score | Rating | Price | Key features |
| 9.1 | 7.4 | $9.99/mo (yearly) | Character-locked images; Fusion video; 19 voice profiles | |
| 8.9 | 7.4 | About $4/mo (yearly) | Swappable chat models; Dream Clips video; Neuron credits | |
| 8.7 | 7.4 | $3.99/mo (yearly) | V2 image engine; Live Action video; Twelve personality presets | |
| 8.3 | 7.3 | $7.99/mo | Swipe-style feed; 15 relationship levels; Hearts credits | |
| 7.9 | 7.2 | From about $10/mo | Video with audio; Reference-image studio; Moments credits | |
| 7.5 | 7.1 | Free; paid from $12/mo | 25,000 community characters; Backstory builder; Coin-metered images | |
| 7.2 | 7.0 | $7.99/mo (yearly) | 350,000-character library; Chips credits; Paid memory tier | |
| 6.8 | 6.9 | About €24.99/mo | Lip-synced video; Avatar calls; XOT credits | |
| 6.6 | 7.2 | Free; paid from $9.99/mo | Uncapped free chat; Free voice clips; Group scenarios | |
| 6.0 | 6.7 | $19.99/mo | Adult-first builder; Video tools; Restricted free tier |
What Makes a Good AI Girlfriend? How We Ranked Them
A good AI girlfriend stays in character, remembers you and tells you what extras cost. We scored every platform on those three things, then weighted price per useful feature highest. Customization counted only when chat stayed consistent, because customizable AI girlfriends and a highly customizable AI are no use if they forget you within days. The actual AI model mattered less than the memory and billing around it. If budget leads, pick Swipey AI at $7.99 monthly or Candy at $3.99 yearly. If you want video, pick Joi AI or OurDream AI. If you want to test before paying, start with GoLove AI's free account. There is no best virtual girlfriend app for everyone and no best AI relationship app either, only the one whose bill matches how you chat.
What Does AI Companionship Cost in the Top AI Girlfriend Apps?
- Token Math
Subscriptions cover chat. Credits cover everything people actually upgrade for: images, voice and video. We priced a normal month for each platform, with its bundled credits and the cost of a top-up, then marked down any plan that hides its per-image rates.
- Free Tier Limits
A free tier should show you the writing, the memory and the pace before you pay. Five messages in total shows you almost nothing, while uncapped chat shows you everything. We scored what a free account lets you judge, not what the homepage promises.
- Media Included
Images and video are where credit bills explode. We checked how many clips and images each paid plan includes, whether failed generations refund, and whether media you made stays visible after you cancel. Plans that blur your own content on lapse lost points.
Raw chat quality is close across the field, so the best overall experience goes to the platform whose bill you can predict. The gaps show up at checkout: how fast credits drain, what the free account proves and what happens to your media when the subscription lapses.
Who Is an AI girlfriend App Worth It For, and Who Should Pass?
- New users on a tight budget. Start with Swipey AI's $7.99 monthly plan or GoLove AI's free account. The best AI girlfriend for your first month is whichever one you can afford to be wrong about.
- Media-heavy creators. OurDream AI, Secrets AI and Xotic AI suit people who want images and video, but only if you budget for credits on top of the plan price. Companion apps that sell media bill extra for it.
- Anyone expecting a human replacement. Skip every platform here if you want an AI to replace the emotional support of friends. The AI girlfriend experience works best next to real contact. For a male companion, see best ai boyfriend apps.